Mortgage / Cadastre
State Cadastre Agency
The main institution for property registration and administration in Albania.
ASHK is the institution responsible for:
- registration of immovable property,
- management of cadastral data,
- issuing property ownership certificates,
- verification of the legal status of property,
- registration of contracts and mortgages.
In every property sale, purchase, or financing transaction, ASHK is the main institution that guarantees the legal security of the property.
When do you need ASHK?
When buying a property
To verify whether the property is legally regular.
When selling a property
To transfer ownership to the buyer.
For bank loans
The bank requires verification and registration of collateral with ASHK.
For legalization or property division
In cases of construction, inheritance, or property division.
What services does ASHK offer?
Property registration
Registration of apartments, land, villas, commercial units, and other real estate assets.
Ownership certificate
The document that proves legal ownership of the property.
Legal status verification
Checking whether the property:
- has a mortgage,
- has encumbrances,
- is under court proceedings,
- has legal restrictions.
Registration of contracts
Registration of:
- purchase and sale contracts,
- donation contracts,
- inheritance agreements,
- bank loans,
- collateral agreements.
Cadastral map and information
Verification of:
- surface area,
- property boundaries,
- location,
- floor plan.
Most requested documents:
- Property ownership certificate
- Property card (land registry extract)
- Cadastral map
- Mortgage certificate
- Copy of cadastral documentation
- Survey plan
- Legalization documents
The usual process of buying a property:
- Legal verification of the property
- Check at ASHK (Cadastre)
- Contract at the notary
- Registration of the contract at ASHK
- Issuance of the new property ownership certificate
Advice from Vatra Ventures:
Do not buy any property without:
- verification of the ownership certificate,
- check of mortgage encumbrances,
- confirmation of the legal status.
A property may look perfect visually, but the real problem often lies in the documentation.
Related services at Vatra Ventures:
- Notaries
- Banks
- Courts
- Legalizations
- Legal consultancy
- Property valuation
- Loan financing
Do you need help with property documentation?
Vatra Ventures helps you understand:
- which documents you need,
- which institutions are involved,
- and how to avoid legal problems when buying or selling property.
Quick information:
| – Service | – Used for: |
| Property ownership certificate | Ownership verification |
| Property card | Legal data |
| Mortgage | Bank loan |
| Cadastral map | Property boundaries |
| Contract registration | Property transfer |
